Benefits

Madison County is committed to providing our employees with a wide variety of benefits.

Medical Insurance - Anthem Blue Cross & Blue Shield

Premiums October 2024 - September 2025

BenefitKey Advantage 500Key Advantage 100High Deductible/HSA
Annual Deductible$500 individual / $1,000 family$1,000 individual / $2,000 family$3,000 individual / $6,000 family
Annual Out of Pocket Max$4,000 individual / $8,000 family$5,000 individual / $10,000 family$5,000 individual / $10,000 family
PCP/Specialist Visit$25 / $40$25 / $4020% coinsurance, after deductible
Major Services 20% coinsurance, after deductible20% coinsurance, after deductible20% coinsurance, after deductible
Emergency Room20% coinsurance, after deductible20% coinsurance, after deductible20% coinsurance, after deductible
Prescription Drugs$10 / $30 / $45 / $55 copayment$10 / $30 / $45 / $55 copayment20% coinsurance, after deductible
Preventive Care$0 no copayment, coinsurance  or deductible$0 no copayment, coinsurance  or deductible$0 no copayment, coinsurance  or deductible


Eligibility

  • Active full-time Employees and their dependents
  • If offered, Early Retirees not eligible for Medicare and their dependents not eligible for Medicare

 Coverage

  • For new hire, coverage is effective the first of the month following your date of hire.

Cost

  • October 1, 2024 - September 30, 2025 Insurance Premiums:
    PlansKey Advantage 500Key Advantage 1000High Deductible
    combined w/ Comprehensive Dental 
    (including preventive care, filings, root canals, simple extractions, periodontic services, crowns, inlays, onlays, dentures and fixed bridges)
    Single Coverage (employee only)$98.00$59.00$0.00
    Dual Coverage (employee + 1)$479.00$408.00$192.00
    Family Coverage (employee + 2 or more)$784.00$680.00$182.50
    combined w/ Preventive Dental

    (two cleanings and exams, two fluoride treatments for dependents under 19, bitewing and full mouth x-rays, emergency treatments, space maintainers, sealants for dependents under 19

    Single Coverage (employee only)$79.00$41.00$0.00
    Dual Coverage (employee + 1)$445.00$374.00$158.00
    Family Coverage (employee + 2 or more)$734.00$630.00$315.00