How will billing-for-EMS-services work?

Beginning August 1, 2010, Madison County will generate a bill each time EMS services, including ambulance transports, are provided to a patient by the staff of the County's Department of Emergency Medical Services ("MEMS"). Madison County has contracted with Ambulance Medical Billing  (view the company's website for more information) to handle the billing process. Following receipt of EMS services, a patient will receive correspondence from Ambulance Medical Billing asking for confirmation of residence address and insurance coverage. Once information about a patient's insurance coverage has been verified, a claim form will be forwarded to his insurance provider, Medicare, or Medicaid as may be applicable. Patients themselves will not be billed until all insurance options have been exhausted.

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1. If I don't have health insurance, will other types of insurance pay for EMS services?
2. How will billing-for-EMS-services work?
3. If I have an outstanding unpaid balance, will I be refused ambulance service?
4. If Madison EMS comes to my house but I don't need an ambulance transport, will I receive a bill?
5. What are the billing rates for EMS services?
6. What if I don't have insurance and am unable to pay, or I have insurance but am unable to pay any balances due?
7. When will a financial hardship waiver be granted?
8. Will I be billed for amounts not covered by insurance?